Determining Which Belongings Survive Water Damage Requires Immediate Material Assessment
https://express-code-inspected-water-damage.tearosediner.net/incomplete-drying-documentation-causes-insurance-claim-rejections-during-water-damage-recovery-1
Water damage qualifies as any intrusion of water into your home that saturates materials, structures, or belongings—whether from burst pipes, flooding, roof leaks, or appliance failures