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특히 해당 조사에서 대다수의 고령층들은 ‘스마트폰뱅킹, ‘오픈뱅킹 개념조차 모르는 답변이 많았다. 간편결제, 앱카드, 휴대폰 소액결제를 이용하는 80대 이상은 각각 5%, 1.4%, 6%에 그쳤다. 코로나(COVID-19) 바로 이후 은행들이 온/오프라인 지점들을 줄이고 온라인이나 비대면 금융 서비스를 확대하고 있는 상황에서 고령층 고객들의 인지도와 접근이 보다 쉽고 편리해져야
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