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Real estate lawyer offering Toronto investors assistance with 1031-like exchange planning, tax-deferred strategies, and compliance with applicable laws.
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One rainy commute I realized my pre-approval wasn't a guarantee after a call with HR for updated pay stubs and a broker's question list.
After the bank renewal sat for days I finally shopped around, and a broker's comparison spreadsheet made the math at least understandable at midnight.
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At 10pm I scribbled equity numbers for our Brampton basement reno while on the phone with a broker who explained what counts toward loan-to-value.
One evening I learned that refinancing for a basement required different valuation assumptions than a purchase, which changed our renovation budget.
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