Save for a big family cost and keep cash for a crisis. This UK guide says use...

https://www.ready-bookmarks.win/saving-for-a-big-family-cost-in-the-uk-need-not-leave-you-exposed-learn-how

Save for a big family cost and keep cash for a crisis. This UK guide says use two pots: one for the bill, one for emergencies. Stress-test your budget with an awkward month