Why arrangement fees quietly inflate your mortgage cost - and why sub-55% LTV deals can still be the sensible pick

https://www.bookmark-tango.win/how-a-250-000-bridging-loan-can-turn-into-a-28-000-29-000-bill-a-practical-numbers-first-guide

Why arrangement fees bury borrowers who chase low LTV rates Everyone hears the headline: "Below 55% LTV? You get the best rate." That is true. Lenders price risk, and if you lend against half the value or less you get a lower headline rate