Your Insurance May Cover Water Damage Filed Within 30 to 90 Days of Discovery

https://express-code-inspected-water-damage.tearosediner.net/flood-claim-payouts-hinge-on-category-1-2-or-3-water-source-classification

Most homeowner insurance policies require you to file a water damage claim within 30 to 90 days of discovering the loss, though the exact deadline depends on your specific policy language and state regulations